Author Amy Stockberger | Founder, Amy Stockberger Real Estate | Creator, Lifetime Home Support™ Academy | Partner, ProInsight – helping agents scale with Relational Tech™ | Ranked the #1 Real Estate Team in South Dakota since 2017 and #33 in the Nation by Real Trends
As we approach 2026, many are wondering how the housing market will shape up. After a few years of uncertainty, 2026 could bring fresh opportunities for both buyers and sellers in Sioux Falls, SD. The forecast predicts more movement, more sales, and a potential shift in mortgage rates and home prices.
Why This Matters in Sioux Falls, SD
Sioux Falls, SD, has seen its share of housing market ups and downs, with affordability challenges affecting potential buyers. As more buyers are expected to re-enter the market, local neighborhoods like Prairie Hills, Jefferson Heights, and Nine Mile Lake could see increased demand. Buyers looking for their dream homes in Sioux Falls should keep an eye on these trends and be prepared for some changes in the market.
2026 Housing Market Trends: What to Expect in Sioux Falls
Tip 1: Mortgage Rates May Continue to Ease
Mortgage rates have been one of the biggest challenges for homebuyers in recent years. Fortunately, rates that peaked near 7% earlier this year are expected to ease in 2026. While it may not be a dramatic drop, even a small reduction in rates will help buyers save money on their mortgage payments. If you’ve been waiting for better rates, 2026 may be the year to act.
Tip 2: Home Prices Will See Modest Growth
Nationally, home prices are predicted to continue rising, but not at the fast pace we saw in previous years. While some markets are experiencing slight declines, Sioux Falls remains relatively insulated from significant drops. In fact, properties in areas like Jefferson Heights or Nine Mile Lake may still see moderate appreciation due to the overall demand and growing interest in the local market.
Tip 3: More Homes Will Sell
As mortgage rates ease and prices become more predictable, many potential movers are expected to take action in 2026. While affordability has kept many buyers on the sidelines, the housing market is expected to be more active, with an uptick in sales. If you’re considering selling, now may be a great time to take advantage of this increased activity.
How Amy Stockberger Real Estate Can Help
At Amy Stockberger Real Estate, we’re committed to helping you navigate the shifting market. Our Lifetime Home Support™ model ensures that our clients receive unmatched value throughout the home buying and selling process. Whether you need home equity reports, access to trusted local businesses, or guidance on mortgage options, we’re here to provide continuous support — before, during, and after your transaction.
With our Home Support Team Partners, you’ll have access to a network of professionals who can help you with every step of your journey. Plus, our exclusive VIP Club members enjoy ongoing perks and services that make homeownership easier and more enjoyable.
Ready to Take the Next Step?
The 2026 housing market outlook presents exciting opportunities for both buyers and sellers in Sioux Falls, SD. Whether you’re looking to buy your first home, sell your current property, or make an investment, our team is here to help you make informed, confident decisions. Reach out to us today to get started!
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