As the year winds down, many homeowners and future buyers start thinking less about resolutions and more about readiness. Are your finances aligned with your goals? Do you understand your options if a move, refinance, or investment is coming up next year? Confidence doesn’t come from guessing — it comes from having the right people in your corner.
This week’s Home & Lifestyle Series highlights local professionals who help Sioux Falls residents make informed financial and home decisions. These businesses are part of Amy Stockberger Real Estate’s Home Support Team, meaning they’re trusted partners we rely on to support our clients well beyond the transaction.
First Bank & Trust
Strong financial decisions start with a bank that understands both your goals and your community. First Bank & Trust offers personal and mortgage banking solutions backed by local knowledge and responsive service. Instead of feeling like a number, clients get guidance tailored to real-life situations.
As the year comes to a close, many people reassess savings, debt, and upcoming plans. Whether you’re considering a future home purchase or simply want a clearer financial picture, working with a local bank can make those next steps feel far more manageable. Learn more at https://www.bankeasy.com/.
Fairway Home Loans – Heartland Branch
Buying or refinancing a home often comes with a lot of questions, and Fairway Home Loans – Heartland Branch is known for helping clients understand the process instead of feeling overwhelmed by it. Their team focuses on education, communication, and personalized loan strategies.
End-of-year planning is a great time to explore pre-approvals, interest rate scenarios, or refinancing options so you can move forward with confidence when the timing is right. Fairway helps turn uncertainty into clarity. Explore their services at https://fairwayheartland.com/.
Plains Commerce Bank — Kyle Swiden
For those who value relationship-driven lending, Plains Commerce Bank stands out. Working with Kyle Swiden means having a lender who takes the time to understand your financial picture and long-term objectives, not just the numbers on paper.
As you wrap up the year, reviewing financing options or preparing for a future home purchase can feel less intimidating when you have a knowledgeable local lender guiding the process. Learn more about Kyle and Plains Commerce Bank at https://www.plainscommerce.com/community-banking/our-people/kyle-swiden.
Luminate Bank
Modern banking doesn’t have to feel impersonal. Luminate Bank combines innovative solutions with a community-focused approach, helping clients explore lending and financial options that fit their lifestyle and goals.
Whether you’re planning a move, considering a refinance, or simply want to feel more prepared heading into the new year, Luminate offers tools and guidance designed to support confident decision-making. Learn more at https://lexisgraham.goluminate.com/.
Josh Osborne — CrossCountry Mortgage
Not every buyer or investor fit into a traditional loan box. Josh Osborne specializes in helping clients navigate specialty lending and investor-focused mortgage solutions with transparency and strategy.
As year-end approaches, it’s a smart time to explore creative financing options or map out investment goals for the year ahead. Josh helps simplify complex scenarios so clients can move forward with confidence. Visit https://applywithjosh.com/ to learn more.
Prudential — Desmond Looft
Homeownership is just one piece of a bigger financial picture. Desmond Looft with Prudential helps individuals and families plan for the future through retirement strategies, wealth planning, and financial protection.
Closing the year is an ideal time to review long-term goals and ensure your real estate decisions align with your broader financial plan. With the right guidance, today’s choices can support tomorrow’s stability. Learn more at https://www.prudential.com/advisor/desmond-looft.
Matinee Accounting & Technologies, LLC
Few things bring peace of mind like knowing your finances are organized. Matinee Accounting & Technologies supports clients with accounting, bookkeeping, and tax planning services that help reduce stress and improve clarity.
Year-end is the perfect moment to clean up records, prepare for tax season, and set strong systems for the year ahead. Having a proactive accounting partner helps you stay ahead instead of playing catch-up. Learn more at https://matineeaccounting.com/.
Connect with Us
Confidence comes from preparation, trusted advice, and knowing who to call when questions come up. These Home Support Team partners help Sioux Falls homeowners and buyers close the year informed, organized, and ready for what’s next.
For personalized recommendations and access to our full list of trusted Home Support Team partners through Amy Stockberger Real Estate’s Lifetime Home Support™, connect with us today.
